The author has been a senior level banker with more than 33 years of banking experience. He had entered the Indian Banking Sector as Probationary Officer at a time when Indian Banks were struggling to embrace the banking technology.

He was born in a middle class family where it was not easy to cherish a dream of becoming a doctor, Engineer or an entrepreneur. He represents the growth story of Indian middle class during the second half of the 20th century. His story takes you through the lives of an entire generation which was born after Indian Independence.