D. C. Anjaria has been a student of economics at the undergraduate level studying Commerce, at the post graduate level studying Business Administration, and then working as an international banker and financial markets professional.

At each stage, he has seen the value of economics as a social science, and its limitations at the personal level. His work with a leading American bank – Citibank, brought him in contact with diverse geographic and cultural milieus, in India, Mauritius, West Africa, Middle East, and Europe. He has seen people with diverse attitudes towards money, and people with both successful management of their economic lives and those who suffered from lack of understanding of money and economics.

In the end, the author managed to understand and shape his own economic life using his global exposure. He has also understood how the professional economists and governments develop their economic policies, while advising governments...