D. C. Anjaria has been a student of economics at the undergraduate level studying Commerce, at the post graduate level studying Business Administration, and then working as an international banker and financial markets professional.

At each stage, he has seen the value of economics as a social science, and its limitations at the personal level. His work with a leading American bank – Citibank, brought him in contact with diverse geographic and cultural milieus, in India, Mauritius, West Africa, Middle East, and Europe. He has seen people with diverse attitudes towards money, and people with both successful management of their economic lives and those who suffered from lack of understanding of money and economics.

In the end, the author managed to understand and shape his own economic life using his global exposure. He has also understood how the professional economists and governments develop their economic policies, while advising governments in India and Indonesia in public policy and regulatory structures for money-driven economies.

Using this lifelong experience, he has developed an understanding of personal economics as opposed to practice of economics at the macro-economy level. He now has crystallized and shared his “economic wisdom” for the benefit of the non-economist human beings, through this book as the distillation of the economic wisdom.

The author is one of you – a non-economist who has presented his economic wisdom with you and invites you to share your economic wisdom with him – D. C. Anjaria.