From Debt to Crorepati: The Psychology-Based Blueprint for Financial Freedom
By Gali Sarish Founder, Hemavarna Financial Services & Varnas Knowledge Centre

Transform Your Mindset. Regain Control. Build True Financial Freedom.
Many hardworking people in India earn well but still struggle with money stress, EMIs, and financial anxiety.
This book shows you that the real problem is not your income — it’s your money mindset.
Using a practical, psychology-based approach, From Debt to Crorepati helps you understand your financial behavior, overcome debt, and create lasting wealth step by step.

What You Will Learn
Why smart people often fall into debt traps

How small EMIs silently grow into big financial burdens

How to assess your financial health like a professional

A complete Debt Elimination Blueprint to become debt-free faster

The importance of an Emergency Fund and how to build it

The 50/20/20/10 Indian Budget Formula for a balanced lifestyle

Smart ways to protect your family with the right insurance and investments

Simple and proven methods to grow your income and achieve long-term wealth

Step-by-step guidance for tax planning, retirement, and goal-based investing

Why This Book Is Different
Written in simple, easy-to-understand language

100% Indian context with real-life examples and rupee values

Action plans, checklists, and case studies for practical learning

Focuses on both financial knowledge and the emotional side of money

Who Should Read This Book
This book is for anyone who wants to take charge of their financial life — whether you are a salaried employee, business owner, student, or homemaker.
It will help you:
Clear all types of debt
Build multiple income streams
Invest wisely and confidently
Live a stress-free and financially independent life

“Financial freedom is not about luck or high income. It’s about the right mindset, discipline, and action.”

Join the movement toward a Debt-Free India — and begin your journey to becoming a Future Crorepati today.