Do you like free stuff or discounts? Whether it’s because you want to attend free movies, like to read or just save money on things you use every day the Ultimate Penny Pinchers Guide is for you. I have endeavored to give you practical tips to save money, special deals, and discounts. I have also added information for individuals and families on low incomes plus information for individuals with disabilities as an advocacy chapter for disabled individuals.

***You will find there are repeats in the Ultimate Penny Pinchers Guide that is because many agencies offer a variety of programs

***Please note some of the links hyperlinked in this publication may not work due to the format of the document, please copy and paste into your browser and they will get you to the document

If you attend free events and drink water all evening please leave a tip, even...