Artificial Intelligence is quietly transforming India’s financial sector, from credit scoring and fraud detection to robo-advisors and digital lending apps. But as technology moves fast, legal protections lag behind. What rights do citizens have when an AI system makes a mistake? Who is accountable? And how do we ensure fairness, transparency, and justice in this new era?

This book offers a clear, accessible exploration of the intersection of AI, finance, and law in India. Drawing on real-world case studies, Indian constitutional law, the Digital Personal Data Protection Act, and global regulatory models, it outlines the challenges and the opportunitiesof building an ethical AI framework for finance.