Personal finance is not just about saving, investing, and managing wealth. All these activities require one essential input: a regular flow of money. If you have a job with a steady income, that is excellent. If you are confident about job security, that is also excellent.
The rapid pace of technological change and the emergence of AI mean that anyone hoping for job security should think long and hard. Don’t wait till time tells you that you have to think in terms of financial security and not job security. How you secure your life is a priority, along with all other social factors.
I suggest doing a SWOT analysis of self, the IKIGAI test, and know thyself. Every individual is different, skill level is different, and problem identification and solving techniques are different. What I am writing may resonate with some, while others may dismiss it for various reasons, and...