Coins & Dreams : The Pocket Money Bank for Kids is a practical, hands-on money journal designed to help children understand saving, thoughtful spending, and how money grows through interest.

Instead of simply reading about money, children create their own “Home Bank,” set simple rules, divide money into labeled jars, track deposits and withdrawals, and calculate weekly interest. Step by step, they begin to see how small choices shape bigger outcomes.

Inside this book, children will:
• Set meaningful savings goals
• Use earning record pages to track extra effort
• Learn how interest works in a simple, clear way
• Reflect on spending decisions
• Build habits of patience and accountability

This is not a book about getting rich.

It is a book about growing responsible, confident, and financially aware — one thoughtful decision at a time.

Created for children and for parents who want to teach money skills but don’t know where to begin, Coins & Dreams turns everyday pocket money into powerful life lessons.