This book is a series of activities that can enable anyone to improve their finances by centering the financial life on some of the basic yet powerful principals. Instead of supplying a bunch of budgeting sheets and asking you to commit yourself to a program, this book is about figuring out what you want out of life and reorganizing your finances so that you can have it.

It doesn’t matter if you are a high school student, college student, and recent graduate, middle age professional or getting ready for retirement. Dusk to Dawn will help you deal with your money in a smart and risk free manner. In short the objective of this book is to help people gain financial freedom (freedom from pay-cheque to pay-cheque living) and then be an intelligent investor.