Ricardo is a globally minded Investor, Seasoned traveler, and Visionary Author with a mission to elevate financial literacy worldwide. With diversified investments across cryptocurrency, global stocks, and real estate, he has cultivated a portfolio that balances innovation, stability, and long-term value. Having traveled to 58 countries across six continents. Ricardo brings a uniquely global perspective to money, markets, and mindset. But beyond the passport stamps is a thinker who believes that wealth is not just built, it’s understood, managed, and lived with intention. He is the author of more than half a dozen books spanning Stocks, Cryptocurrency, Real Estate, Travel and Personal growth. At the core of his philosophy lies a relentless commitment to structure.