Satvinder Singh Ghotra graduated in Science, post graduated in Literature and had computer education, but his whole working life has been in the Financial Sector. Since 1993 he has been in the financial services industry. Since 2003 has been working extensively in the Life Insurance industry by providing financial services to his clients.

Satvinder learned along the way that the best advisor is one who provides the financial solution in a simple and straight form so that even the fourth grade student should understand it easily. And he is following this rule till date and you will find this, in this book. He has kept the information Simple and Sweet.