Vikram is a seasoned risk management professional with over two decades of rich experience across the Banking, and Financial Services landscape. He has held leadership positions in renowned institutions such as HSBC, HDFC Bank and Axis Bank, and more recently has been at the forefront of innovation in the fintech ecosystem, contributing to the growth of dynamic startups like LendingKart, Aspora, and Refyne.

Vikram’s career journey reflects a unique blend of traditional financial expertise and new-age digital disruption. He has successfully navigated complex regulatory, strategic, and operational challenges across global and Indian markets, earning a reputation for being both an astute thinker and hand-on leader. His ability to manage diverse stakeholders and lead high-impact teams has been pivotal in driving sustainable business outcomes.

This book marks Vikram’s debut as an author-a heartfelt attempt to distil and share the insights, lessons, and stories gathered from his professional and personal journey. With a deep belief in continuous learning and a passion for mentoring, he hopes to inspire readers navigating their own paths in a rapidly evolving world.