Hetal Upadhyay, a student and homemaker from Dwarka, Gujarat, discovered the true value of financial literacy the hard way — through personal experience. After facing losses in the stock market and witnessing the emotional and financial damage of close people caused by forex scams and high-return frauds, she began a journey of transformation. From being an uninformed trader to becoming a financially aware and well-planned individual, Hetal turned her setbacks into a powerful mission. Determined to ensure others don’t fall into the same traps, she now dedicates her time to spreading grassroots financial education, especially among everyday people who are often ignored by traditional finance systems. Her goal is simple but powerful: to help others use money wisely, with clarity and confidence