Artificial intelligence is changing what workers can do and what firms can automate. But the decisive household question is not whether AI will take a job. It is what happens when labour income becomes less predictable, shorter-lived or less able to build lasting security.

The Last Paycheque follows the chain from work to wages, assets, debt, housing, pensions, healthcare, care, inheritance and the safety net. It separates AI exposure from unemployment, productivity from pay, income from wealth, and national prosperity from household resilience.

Drawing on current international evidence from the ILO, OECD, World Bank, IMF and peer-reviewed research, it keeps observation, association, causal finding, model and scenario firmly apart, and says plainly where the evidence does not resolve. Rather than predicting one future, it develops four plausible futures for work and a practical framework for thinking about security before, during and after the final salary.

Inside: the Five Gates between a capability and a lost job; why exposure is not unemployment; the household balance-sheet test; four futures for work; a 49-term glossary, an FAQ, a one-page household resilience map and a fully worked household example.

For workers, families, students, older adults and anyone trying to understand what economic security means when the relationship between jobs, technology and wealth is changing.