K. Kanimozhi, MBA, M.Phil., Ph.D. (Pursuing) is an Assistant Professor in the Department of Management Studies at Bharath Institute of Higher Education & Research, Chennai. She has a strong academic interest in Finance, Banking, Human Resource Management, FinTech, Digital Banking, Risk Management, and Online Banking Frauds.She is actively engaged in teaching, research, academic publications, conferences, seminars, faculty development programmes, and student mentoring. She is committed to promoting research-oriented learning, developing students’ analytical skills, and contributing to the evolving fields of management and financial technology.

Mrs. J. Sophia Rosaline, MBA is an Assistant Professor in the Department of Management Studies at Bharath Institute of Higher Education & Research, Chennai. She is a dedicated, enthusiastic, and lifelong learner with a strong passion for exploring new ideas and sharing knowledge.She believes in continuous personal growth, meaningful interactions, and creating a positive impact through her work and experiences. She is particularly interested in people, creativity, communication, personal development, and emerging ideas that contribute to positive change

D. Surekha, MBA, currently working as an Assistant Professor in the Department of Management Studies. She actively participates in seminars, workshops, faculty development programmes, conferences, academic events, and professional development activities.Her academic approach focuses on continuous learning, innovation in teaching practices, and developing managerial and professional competencies among students.

D. Praveena, MBA, UGC NET, Ph.D. (Pursuing) is an Assistant Professor in the Department of Management Studies at Bharath Institute of Higher Education & Research, Chennai. Her research interests include Human Resource Management, FinTech, Digital Finance, Investment Analysis, and Emerging Technologies.She has contributed to research publications, book chapters, conferences, seminars, and faculty development programmes. She actively participates in academic events, research initiatives, student mentoring, and professional development activities. She has also received recognition for her academic and literary contributions, including the Nalasiriyar Maamani Award (2024), and has participated in national-level academic and book-related events.