A dead man’s account should not still be active.

Two years after the death of her husband, Daniel, financial analyst Clara Vale receives a bank statement in his name.

The account belongs to Halcyon Private Bank.

The transactions are recent.

And one message appears to be written in Daniel’s own hand.

Clara’s search for answers leads her into a hidden world of erased identities, manipulated financial records and investigations designed to disappear. At the centre of it all is Account 7714 — a secret archive passed from one investigator to another, each paying a devastating price for getting too close to the truth.

As Clara follows Daniel’s trail from London to Newcastle, she discovers that his death may have been only one part of a much larger conspiracy.

Because some records are hidden.

Others are destroyed.

And this one could expose them all.

The Black Ledger is a fast-paced financial conspiracy thriller filled with mystery, psychological suspense, buried secrets and dangerous questions about who controls the truth.