Banking Made Real is a simple and practical guide to understanding banking through real-life situations, conversations and examples.
Instead of asking you to memorise complicated definitions, this book explains banking concepts in a way that connects them to everyday life. Through the conversations between Priya and Vinodh, you will see what actually happens when money is deposited, transferred, borrowed, repaid or used through different banking services.
Whether you are a banking aspirant, a beginner, a student, or simply someone who wants to understand how banks work, this book helps you build a strong foundation in banking awareness.
Inside this book, you will learn about:
• Types of bank accounts and deposits
• How banks accept deposits and provide loans
• Interest, EMI, principal and repayment
• ATM, debit cards and credit cards
• UPI, NEFT, RTGS and IMPS
• Cheques and digital payments
• Digital banking and common banking frauds
• Collateral, secured and unsecured loans
• LTV ratio, credit and NPA
• CASA and how banks actually make money
• RBI, repo rate, CRR, SLR and liquidity
• Different types of banks and important banking institutions
• Financial inclusion and important banking schemes
• Important banking terms, numbers and rules
• Banking questions and practical scenarios for aspirants
With practical examples, simple explanations and exam-focused points, Banking Made Real helps you move beyond memorising banking terms and start understanding how banking works in the real world.
Learn it. Understand it. Remember it. Use it.
Banking Made Real — A Practical Guide to Banking Awareness for Aspirants.