S. V. Sai Baba is a retired Assistant General Manager with 37 years of experience in banking, Information Technology and Information Security. During his career in a nationalised bank, he was closely involved in the transformation of banking technology from branch computerisation to Core Banking and modern information systems.

He had significant professional experience in Information Security, including responsibility for protecting banking systems, networks and information assets. He was also involved in Information Systems Audit, including independent audits covering application software, Data Centre operations, branches, Internet Banking and related technology and security controls. The audit findings helped in identifying and rectifying information-security weaknesses.

During his tenure in the Information Security Department, he was closely involved in the establishment and functioning of a Security Operations Centre (SOC) for monitoring the Data Centre and branch network. He prepared the requirements for the SOC, participated in vendor evaluation and selection, and subsequently monitored its operations. The SOC also supported centralised antivirus protection and updates for branch systems.

His professional journey has given him practical exposure to Core Banking, Information Technology, Information Security, Information Systems Audit, Network Security and security monitoring. He has also authored books for bank employees on Information Technology and Core Banking Solution.

With a continuing interest in technology and knowledge sharing, he writes and speaks on emerging technologies, Artificial Intelligence, cybersecurity and digital safety.

Through this book, he aims to share his practical experience in a simple, accessible and useful manner, helping students, professionals, senior citizens, bank customers and the general public understand digital risks and use technology more safely.